Grants for Single Mothers to Pay Bills:-

Eligibility Criteria for Grants. If you are divorced or your child's father is deceased or seriously injured, disabled or handicapped, you may face the challenge of materially and financially supporting yourself and your children. To be eligible for government grants, college grans, scholarships, single mothers need to be residents of the state they reside in. In case you are a foreign national, you should have been residing in the US for three years prior to the application for seeking a grant. Apply Today!!
In the US, government grants for single mothers are a rescue for those mothers who are in a deep financial crisis. Mostly, they're sponsored by the United States Departments of Public Welfare and are meant for helping single mothers. Single mothers have to manage their education (mostly), their kids schooling, medical and household expenses. This often compels them to take loans and borrow money.

Owing to lots of financial burden, single mothers may end up in debts. It is a lesser known fact that single mothers can use government grants to get debt relief. Since the layman is aware of debt consolidation, debt settlement and other suitable programs, he hardly pays heed to government grants that can help them to get rid of huge debts. Government grants for single mothers to pay bills is possible. Single mothers can use the grant money for paying unpaid medical bills, for business start-ups and paying for higher education money.

In the recent years, credit card firms have made it easier for people to get a credit card. Hundreds of requests for credit cards fill your email in-boxes and tempt you to fill the application forms and get a new credit card. The reality is that with every new credit card, you may develop a bad habit to splurge and you will end up being in more debt. One of the worst things to get stuck with, is unpaid credit card debt. Hence, it's best to restrict your use of credit cards. It's surprising for people to discover that there are free government grants to pay off debt. However, the fact is that there are several government schemes that pay off your debts by imposing some nominal limitations and restrictions.

Single Mother Grants

Grants for single mothers to pay off debt are a possibility today and so there are several grants for single mothers to pay bills. In fact, single mothers can easily apply for such grants to pay off bills by visiting the government grants website. Once you visit the government website and have registered yourself, you will be given a Catalog of Federal Domestic Assistance (CFDA) number. This will help you to keep a track of your application form. You will also be given a funding opportunity number that you can use to check the status of your forms. Government grants for single mothers to pay bills of education, credit cards, medical bills and other types of aids are also possible.

Investing in education is one of the simplest ways by which mothers can get out of financial problems. College grants for single moms are among the most beneficial programs offered for single mothers to complete their education and make it possible to earn a full-time salaried jobs.

In the US, there are also some church run programs, debt relief programs that are in the form of grants for single mothers to pay bills. Some factors that are taken into consideration while providing these grants are that you must be a citizen of US and must belong to a lower income family bracket.

Medical health care, that may range from normal medical treatment to surgeries can often be very expensive and difficult for a single mothers to manage. Grants for medical bills are provided by various programs like RX outreach. Single mothers can contact officials of such programs and know the procedure of applying for such grants.

In case, you are wondering how to apply for free government grants, then you've got to visit the website grantsgov. This dedicated website provides you with all information regarding free governments. Grants for single mothers to pay bills are possible by properly filling the forms available on the government website. Personal grants to pay off debt are analyzed properly by the agency paying you the money. If they see that there is no other way for you to get rid of debts, they help you with the grants. Grants for single mothers to pay bills are possible through million of dollars that go unclaimed every year, owing to lack of awareness among the general population.
Source : buzzle.com/articles/grants-for-single-mothers-to-pay-bills.html

Wednesday, 30 May 2012

Financial Help For Unemployed Single Mother-Free Government Grants

Financial Help For Unemployed Single Mother-Free Government Grants
Single mothers don't have it easy. Raising families, providing ample love for your children, and handling the financial strain of child-rearing can make anyone's head spin. Fortunately, single mothers who are in need of financial help have some opportunities at their fingertips.
Financial Aid or Scholarships
For many single mothers, going back to school seems unattainable. But there are dozens of grants, scholarships and loans available to single mothers who are looking to go back and get a college education. Whether you want to go back full time, or part time while you stay home with your children, going back to get a degree is a definite possibility. Call local colleges in your area to meet with a financial aid specialist who can guide you in finding the programs you most qualify for.
Housing Grants
Many cities and townships offer housing grants to eligible families. Grants can be special housing that's discounted for mothers who can't afford otherwise, or they can help pay the rent or mortgage on your current home. Housing grants are most often on a first-come, first-serve basis, so talking with the local housing authority in your town is the first step. It could take months to reserve some sort of financial help, but the outcome can be well worth it for single mothers in need.
WIC
The federally funded Woman, Infant, Children program is an excellent resource for single parents. The goal of this program is support low-income parents with nutritional foods and formula (for babies) during the first five years of life. WIC offers juices, bread, dairy products, peanut butter and other nutritional items for single mothers who need help providing their children with healthy meals.
Utility Help
With many mothers living in cold winter climates, staying warm can be a pricey concern. Several programs offer assistance with heating and electric bills, and others will even offer free weatherization of your home. Contact your local utility company, or your town to see what programs you are eligible for.










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Tuesday, 29 May 2012

Financial Aid Helps Single Parents Earn College Degrees-Free Grant Money

Financial Aid Helps Single Parents Earn College Degrees-Free Grant Money
Help for Single Parents
Being a single parent is rewarding and difficult, but being single does not mean that you are alone. There are plenty of people and organizations that understand your struggle and have created resources specifically for adults who are raising their kids alone. Grants and scholarships can cover a variety costs, including the cost of going back to school. Using this money to help you pursue an education can lead to future financial stability for you and your children, making the effort worth your time.
Applying for a Grant for College
If you are thinking about going back to college, but know you don't have the resources available to raise your children and earn an education, there may be assistance available to you. The first step to applying for grant or other assistance is to fill out the FAFSA application to apply for the Pell Grant. Certain providers of grant money and scholarships will refuse to consider you as a recipient unless you have filled out this paperwork. Fortunately, filling out the FAFSA application will make you eligible for other funding that you would not have otherwise known about.
When you are trying to find financial help for single parents, make sure you search for programs directed particularly towards single parents. People award money for college for numerous reasons, so you'll need to be clear about yours. See which colleges offer single parents financial aid programs and other assistance to help you in choosing a college.
What can Grant Money cover?
Grant money can help to cover the costs of tuition, class materials, child care, housing, food, and so on. What type of grant you are applying to and what conditions are in place will play a role in how you are able to use the money. The reason why grant money can cover such a wide range of necessities is because going back to college will impact your work schedule and ability to earn money while earning your education. This financial assistance exists to support you in whatever way you need supported while you are earning your degree.
Certain colleges even offer inexpensive, and sometimes free, child care for eligible students. This is a form of financial assistance that allows you to attend classes without worrying about paying a babysitter. Being a single parent means not always having someone else to depend on to care for your kids, and that's why applying for assistance can help you get a support system in place that can help you achieve your goals.
Receiving a grant does not mean that your whole education will automatically be paid for, and that is why it is important to apply for as many different grants and scholarships as possible. If you are able to get help from multiple places, your chances of covering the costs of your education entirely increase exponentially.
Benefits of Going to School
Even as a single parent with an incredible amount of responsibility, taking the time to invest in your education is a great idea. As you start to assess what assistance actually exists and read stories about other single parents who have accomplished this goal, you will realize that it is a realistic and wise decision to make.










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Medical School Scholarships and Grants For Single Mothers

Medical School Scholarships and Grants For Single Mothers
There are many scholarships available to all undergraduate or graduate students without taking into consideration which department of study you are enrolled in. Nevertheless, scholarships that address particular departments increase the chances of being awarded for the students. A department of study for which you can find a variety of scholarships is medicine. Being aware that medical schools are mostly more expensive compared to other schools, both public and private organizations work towards generating scholarship programs for these students. Furthermore, it is certain what the graduates of these schools will do in the future, an area for which many graduates are needed. The need for doctors never ends, so it is important that students enrolled in medical schools are supported financially for the sake and future of the society.
Other than need-based scholarships, medical students can apply for scholarships based on merit as well. Scholarships based on merit usually have a minimum grade point average limit, in addition to a minimum Medical College Admissions Test score. Merit-based scholarships are usually offered by medical schools themselves and to increase your chances of winning one, you are advised to apply for more than one scholarship. While searching for a medical school from which you can win a scholarship, you will need to qualify for the scores of different sections of Medical College Admissions Test: the Biology, Physics and Verbal scores.
In your search for medical school scholarships, you should read the requirements of the scholarship carefully. Other than criteria you need to fulfill to become eligible for the scholarship, some programs may require you to pay back not by money, but by providing service, that is, by working as a doctor for an institution prescribed by them. Therefore, make sure you want to take those responsibilities before you make an application, or before you sign the agreement if you are awarded a scholarship.
There might also be scholarships for which not all medical students qualify, but only some areas of study. Areas for which you can easily find a scholarship are surgery and programs for primary-care physicians. There are also special scholarship schemes for dentists only. Of course, you are not advised to choose your area of study according to whether there is a scholarship for that area or not, as general medical school scholarships are for all areas. Plus, you need to choose an area that you will like because it will be an integral part of your whole life.
Unfortunately, international students willing to study in the U.S. are not offered scholarships in medical schools unless they completed their undergraduate studies also in the U.S. The exception for this is Canadian nationals, who will need to check the specific regulations of each medical school to apply for a scholarship.










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Sunday, 27 May 2012

Obama Grants For Single Moms-Free Financial Aid For Single Mothers

Obama Grants For Single Moms-Free Financial Aid For Single Mothers
This article elaborates on how Obama grants can help you. Raising a child along with discharging other household responsibilities and getting educated at the same time is difficult. When the household budget is tight, it becomes really hard to scrape enough money to pay for ones education even when deep down you know it is the right thing to do. The President Obama administration has offered a helping hand in this regard, if you still want to learn and get a degree in a faculty that interests you. Through these grants for moms, the government has offered an opportunity for you to forge ahead and achieve the goals that you would like to attain.
Grants for Going Back to School
President Obama, immediately after occupying the Oval Office, signed a bill to increase the Federal Pell Grant amount. This is one of the government grants that enables students from low income families to complete their undergraduate or post baccalaureate education without having to face too much of financial difficulties. The applicants have to fill in the Free Application for Federal Students Aid (FAFSA) form as the Pell Grant application and submit it to the authorities to be considered for the grant. The amount that will be granted to a mother depends on her enrollment status, whether it is a full-time or part-time career education course.
It has been accepted that the cost of education is a major hurdle for many. This is especially true in case of a mother, whose need for acquiring a college degree usually takes a backseat in preference to that of her family. However, one must understand that a person with a backing of a college degree has a lot more career opportunities and the chances of retaining a job, even when an economic crisis rips a society, are high. College grants that are on the offer are just for fortifying you against such an eventuality. The aim of these college grants is to transform you from a person with no higher education and who is easily replaceable to a one that can battle with a job loss or a layoff with the Knowledge.
If you are one such person with the fire in your belly to get educated, Obama grants can help you with paying for childcare, a computer, college tuition, books and rest of the expenses such as lodging and boarding. Well, the fairy story doesn't end here. The provisions of the American tax credit program enables you to receive the first $4,000 of Obama grants for single mothers as tax free income. The only snag in this arrangement is that you have to pay for your expenses upfront and the financial aid benefits will be reimbursed to you later on.
If you are a single mother raising a child along with working to pay for both of you, it is no wonder that you have to discontinue your education. However, grants for single mothers brings you a glimmer of hope of a career, and the much coveted financial stability. If you are bright enough and hellbent on making a career, provided you are backed with a scholarship, then here is an opportunity for you.
Grants to go back to school enables you to attend a nearby university, if it conducts the course you want to take a degree in. On the other hand, with a child to look after, you may want to stay at home and join an online college degree course with the money provided by grants for single moms. This way, you can lavish your attention on your child while getting your degree and eventually, a high paying or a stable job. Even if you fail in acquiring the grant because of Pell Grant eligibility criteria, you have the option of searching for the other student loan programs that are run by the private organizations. Remember the saying, "Tough times don't last, but tough people do.









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Friday, 25 May 2012

Single Mom Grants and Scholarships-Obama Grants For Single Mothers

Single Mom Grants and Scholarships-Obama Grants For Single Mothers
Student loans for college are a pain, especially when you have all the extra expenses that come along with being a single mother. If this sounds like familiar problem to you, then you must read on.
Fortunately for all those single moms out there the US government is currently offering scholarships and grants to single moms, moms, and women, giving them the opportunity to finally return to school and pursue the degree of their choice, without the stresses of a student loan.
What is the Obama grant?
The Obama single mom college grant is not a loan, it is a sum of money which is yours to keep and never needs to be repaid. It can be applied to educational costs, tuition, textbooks, as well as personal expenses, clothing, housing, bills, childcare, and whatever else you want.
There are numerous reasons why moms should apply for this grant to attend college:
1. A college education opens the doors to many job opportunities which would otherwise be unavailable.
2. College graduates almost always make a higher salary than those with no post-secondary education.
3. You can study for a career that interests you, leading to a more fulfilling and enjoyable job.
4. Do it for your kids! Children of college graduates are much more likely to become college graduates themselves.
There are many more reasons why attending college with the help of the Obama single mom grant and scholarship fund are a great choice for you and your children. Take a few minutes and learn more about this wonderful program, it truly is the educational opportunity of a lifetime.






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Thursday, 24 May 2012

Free Grants For Minority Single Mothers-Grants For Single Moms

Free Grants For Minority Single Mothers-Grants For Single Moms
If you are are a single mother, looking after your kids can be very difficult. Not only do you have to earn money to feed them and clothe them, you have to send them to school and still pay the rent. Raising children right is a full-time job, which is why women used to stay home while their husbands went to work to support their families. But with the man of the house unavailable to perform his duties, you now have to handle two persons' worth of work.
Fortunately, there are free government grants available to help single women support their families. For federal financial aid for women, you should look at the government website, grants.gov. To have the highest chance of success when applying for this kind of government money, you should start with the financial aid program that is most specific to your situation. For example, if you are a single black mom, you should start with all the grants for minority single mothers for which you are eligible. The most specific programs are usually the grants with the most rules and regulations attached to them. These are the ones which are the most difficult to game, and also have the fewest number of competitors.
After you have applied for federal financial aid, you should also look for financial aid from your state government and city or town council. Do not just look for monetary aid. Non-monetary subsidies can sometimes be even more helpful to your situation. For example, some women find that subsidized housing for single mothers can free up a lot of their daily expenses. Then there is also the possibility of subsidized childcare and various grants and scholarships for you or your kids to go to school.
Remember to also look for programs offered by private foundations, charities and other special interest groups. Returning to our previous example, if you are a single black mom, you should also look for grants for minority single mothers offered by these non-government organizations. Just remember that real charities do not ask the needy to give them money and you should be safe from scams. Educational grants to help adult single mothers continue or further their education is something that you should really look at. Most organizations are more willing to give you money when you show them that you are looking to the future as well as willing to work hard to get there, and higher education is one of these traditional bastions.
Besides this, there are also support groups for single mothers from which you can get a lot of help and advice. While groups like these cannot give you any money, they can give you emotional support which should never be underestimated. You might also be able to get various hand-me-downs, exchange babysitting duties and even get leads on additional forms of single mother assistance, including financial aid.
In addition, if you are a religious person, you should consider asking for help from your church. Like the case with the single moms' support group, do not expect your padre to give you any money. But a good padre would know his parishioners well, and should be able to introduce you to people who can help you as a single mother. For example, some of them might be able to give you work to do, and others might be able to give you advice and help applying for grants for single mothers.









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Wednesday, 23 May 2012

Child Care Assistance For Single Moms-Government Child Care Grants

Child Care Assistance For Single Moms-Government Child Care Grants
If your child is not old enough to attend public school or your child has a disability and can not attend school for any reason, then you would have to find the adequate day care to take care of your child while you are at work or school. The government provides a listing of all the qualified daycare in your area. When you receive this listing, there are three things you need to consider.
1st, The location of the daycare. You should find a daycare, preferably, closer to your job so you may get there fast in case of an emergency. If you have someone reliable that may pick up your children in the case that you run into an emergency, then you should also consider their route to and from work.
2nd, Call the daycare and make sure they approve the government help. Sometimes the daycare rules change so call before you go.
And 3rd While you're on the phone with the daycare ask them any questions you have, I would start of with "How many kids per teacher are there in every classroom?" According to the age of your child the "kid to teacher" ratio should go as follows.
1 teacher to 4 children birth through 15 months of age.
1 teacher to 4 children 16 months through 23 months of age.
1 teacher to 8 children 2 years through 4 years of age.
1 teacher to 16 children 5 years through 9 years of age.
Please take the time and find the adequate daycare for your child. If for any reason you do not like a daycare, do not feel pressured to staying there, you always have the a choice of either finding another daycare or even have a family member or friend you trust take care of your child and the government will pay them for doing so. Yes, a family member can be your child care provider, they will get paid for it.
There is lots of programs created to provide daycare for single mothers. Taking the time to apply for child care assistance can provide a single mom the opportunity to be financially self-sufficient. there for, being able to provide for your child the way you always wanted.








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Monday, 21 May 2012

Personal Grants For Single Mothers-Free Government Grants For Single Moms

Personal Grants For Single Mothers-Free Government Grants For Single Moms
There are many websites that offer assistance in obtaining "free grants for single moms." Unfortunately, these sites are looking for a fee to help women find scholarship and grant opportunities. The government does award several grant opportunities for single mothers looking to open a new business, receive an education or return to school, or for specific training. These opportunities do not require an application fee. While these types of grants can provide significant financial assistance to single moms, the money awarded only can be used for the specified purpose. So, if a mother applies for an education grant, she only can use it on education expenses -- not childcare costs, living expenses or food costs.
The most common type of grant awarded to the most financially disadvantaged students are Pell Grants. By filling out the free FAFSA (www.fafsa.org) form online, a single mother's application will be evaluated by the Department of Education to determine if she qualifies for a Pell Grant or similar financial grant. In addition, there are various states and universities that offer grants specifically for single mothers. A single mom looking to attend college should check with the school, and also look for grants aimed at specific areas of study.
Also, a group called Raise the Nation focuses specifically on grants and scholarships for single mothers.
Raise the Nation
P.O. Box 8058
Albuquerque, NM 87198
505-265-1201
http://www.raisethenation.org/
U.S. Department of Education
www.ed.gov
1-800-USA-LEARN (1-800-872-5327)
U.S. Department of Education
400 Maryland Avenue, SW
Washington, D.C. 20202
New Business Grants
Single mothers hoping to open their own business can receive financial assistance through federal grants. By checking with state officials, as well as various government grant opportunities at www.grants.gov, she can determine which grants she qualifies for.
A non-profit group named offers single mothers, and all women, assistance in finding grant opportunities that fit their specific needs. In addition, the Small Business Administration, funded by the federal government, offers grant opportunities for all individuals.
Women's Business Grants
grants@womensbusinessgrants.com
http://www.womensbusinessgrants.com/
Small Business Administration
US Small Business Administration
409 3rd Street, SW
Washington, DC 20416
1-800-U-ASK-SBA (1-800-827-5722)
http://www.sba.gov/
New Training Grants
If a single mother is looking to enter a specific field of employment, such as the medical profession or legal profession, there are many grants that can assist with costs of new training and any professional licenses. The best way to learn about these opportunities is to check with the state licensing board for that profession. Also, many technical schools will post notifications of possible grants available to qualified individuals.
In addition, the federal government posts grant opportunities for qualified single moms on their website www.grants.gov.
U.S. Department of Health and Human Services
200 Independence Avenue, S.W.
HHH Building
Washington, DC 20201
1-800-518-4726
http://www.hhs.gov







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Saturday, 19 May 2012

Government Small Business Grants For Single Mothers To Start Business

Government Small Business Grants For Single Mothers To Start Business
Many single mothers dream of being able to start their own small businesses and provide financial security, but despair of ever being able to find the funding to fulfill that dream. There may be concerns about a poor credit rating or having no collateral, or concerns about obtaining a loan in the current financial climate - there may seem a myriad impediments.
If you are in this position, then you need to know that there is a vast amount of help available in the form of Federal or State grants as well as grants from big business for women, particularly single mothers, to start their own business. Note that word "grants". It means that the money would not be a loan, but a gift. It would never have to pay the money back. And the less you currently own or earn the more likely it is that you would get the loan, as there are limits on net worth or earnings for eligibility, although would also depend on the number of people in the household. This is all part of a praiseworthy effort to encourage women to become independent. Rather provide the money in a lump sum than in a long, drawn-out series of welfare payments. It helps boost the economy, too.
Grants are available in amounts up to a quarter of a million dollars. When estimating the amount required, it is important to base it on the most that might be needed if you're estimating. Remember, it may take longer than originally to start making a living out of a business. It takes time for trade to pick up until high-enough volumes are achieved. An amount for living expenses and the clothing necessary to make a good impression should be built in as well, so there is no need for a hand-to-mouth existence during the start-up phase. These are all legitimate aspects to establishing a successful small business.
If there is a concern about lack of specific business knowledge, there is free counselling and support available.
When looking for a suitable grant, the internet is invaluable. There are almost a thousand grants available for single mothers, more if the applicant is also a member of a minority group. A good website to start with is grants.gov, which gives details of all Federally-funded grants. Specific programs offered the relevant state or big business can be found via web-searches. When completing the application, the struggles currently being undergone should be stressed. As many details as possible should be supplied, including severe income-related deprivations being undergone. The intent of the grant programs is to help those in need.
It might seem incredible that there is this money available, especially to those who might already have tried to get loans from banks, and discovered that the loans are only available if the applicant doesn't desperately need the money, and can repay the money if the business fails. But not only is there money available, but the Federal Government struggles to give away all the money that has been allocated for these loans, which means that many who qualify are not taking advantage of these opportunities.
There are grants for other purposes as well, such as education. A web search will help to find them.
There is no need for anyone with any ability to live a life of desperate poverty. All that is required is the desire to improve and the courage to persist with applications and the business.
Most new businesses these days are started by women. These Single Mother small business grants make it possible for those in this situation to participate in this trend.








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Friday, 18 May 2012

Free Government Housing Grants For Single Mothers-Free Money For Home

Free Government Housing Grants For Single Mothers-Free Money For Home
It is certainly difficult for single mothers to take care of their home, as all the family responsibility solely rests on them. Along with taking care of themselves, their jobs, and income; they also have to look after the living and education of their children. The federal government is aware of the condition of single moms, and as a result, to resolve the living problems of single mothers, it has come up with some assistance programs. Generally, these assistance programs include financial, educational, and housing assistance.
Assistance for Single Mothers Housing
There are some programs launched by the government which exclusively focus on providing help for single mothers' housing. These affordable housing programs are likely to change yearly. Therefore, it is necessary for you to research currently available programs to help you decide which one is most appropriate for your needs.
Apart from government housing programs, there are some private agencies who may come forward with similar housing assistance programs. The most common schemes from private organizations are shared housing related, which helps to reduce housing expenses of single mothers. These organizations can be funding organizations, women welfare institutions, religious houses, etc. Before filing the application for single mothers housing grants or applying for low-income housing, you need to get clear details of what the program consists of, and find out if you are eligible for receiving the particular grant.
Housing Programs for Single Mothers
Subsidized housing programs offered by the government are one of the most popular housing assistance programs that are availed by single moms. In such government housing assistance programs, single moms only need to pay a small amount of the overall housing expenses. These programs are surely helpful for single mothers to live in their homes peacefully.
Another helpful program is the Housing and Urban Development (HUD) program which is offered by the US Department of Housing and Urban Development. The principal aim of this program is to enable people to live their dream of owning a home, though they are in the low-income group.
The Housing Choice Voucher Program (Section 8) is another good housing assistance program offered by the US government. In this scheme, the government holds the responsibility to pay a specified amount to the landlord who offers a house for single moms and their children to reside in. The main objective of this scheme is to make housing available to single mothers, no matter what their income is. The Housing Choice Voucher Program differs from state to state.
The HOME program is a housing assistance scheme that renders down-payment facilities to single mothers who have a very low income and cannot pay for a home. However, to avail this housing grant, you are required to fit in a specific low-income bracket. Just being a single mom with a lot of responsibilities will not be an eligibility factor for availing the benefits offered by this program.
Apart from the federal government housing assistance, there are many individual states which provide such housing assistance schemes. Moreover, counties and cities also have their own schemes to let low-income single moms live in homes comfortably.
Housing programs for single mothers offered by the government and other private organizations have certainly succeeded in their effort to solve the homelessness problem of single mothers. Hopefully, after reading the above article, you should have got a basic idea of what these programs are.







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Thursday, 17 May 2012

Government Assistance Programs For Single Mothers-Free Money

Government Assistance Programs For Single Mothers-Free Money
Programs that Help Ensure Healthy Children
The federal and each state government dedicate government aid for single mothers. The Department of Health and Human Services (DHHS) is responsible for allocating the government assistance for single mothers programs. DHHS has a federal office, each state has a state Department of Health and Human Services and every county has a local DHHS office. County offices are sometimes referred to as the Department of Social Services.
Government entities (like DHHS) recognize the additional and unique challenges a single mother faces when meeting the needs of children and offer government aid to single mothers in the form of programs that meet basic needs such as food, shelter, medical care. When a child's basic needs are met they do better in school, have higher self-esteem and a better chance of becoming a productive citizen.
The goal of this assistance for single mothers is not just to meet the basic needs of a single mum household, but also to hopefully keep a cycle of poverty from forming. The goal is that government aid for single mothers to help children grow, learn and not become a poverty statistic when reaching adulthood.
Medical Care Assistance
Many single mothers either do not have employer sponsored health insurance for their children (due to none offered) or they cannot afford the health insurance premium along with the other expenses of supporting a household with children.
Medical Assistance is available through your local Department of Health and Human Services or Department of Social Services. Some programs offer medical assistance government aid for single mothers and their children (not just the children).
The medical government assistance for single mothers and their children covers routine doctor visits, immunization and health programs, emergency and catastrophic care. Some states require a minimal co pay for prescriptions and doctor visits.
Food Assistance
The food assistance program includes reduced or free school lunches for children, food stamps and the Women's, Infants and Children program (WIC). Government aid for single mothers in the WIC program provides nutritional foods (such as cheese, juice, milk and infant formula). A woman receives food vouchers to purchase the foods at the grocery store.
Energy Assistance for Heating
This program offers heating assistance in the cold months to single moms.
Housing Assistance (HUD)
HUD administers two government assistance programs for single moms to help low income households with renting adequate housing and shelter for children. There are government apartment buildings to help meet the demand for affordable housing; however both of these programs tend to have a long waiting list. Non-profit organizations (such as churches and homeless shelters) try to fill in the void until units are available.
The Food, Medical, and Heating government assistance programs are accessible through your local DHHS and one application is all that is needed to apply for these programs. Contact the office in your county for further information and referral to the HUD program.






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Wednesday, 16 May 2012

Free Grants For Single Mother Families-Free Government Grants Money

Free Grants For Single Mother Families-Free Government Grants Money
Single Mothers Need to Develop the Proper Attitude to Get Free Grants
The majority of the population allows financial concerns to dominate their lives. Generally, you have a choice. You can worry and make it the center of your life or you can do something about it. Living paycheck-to-paycheck is not fun nor does it support the things you want in life. Many people actually spend the bulk of their paycheck before payday. Overspending, non-existent savings, scraping and scrimping on every imaginable expense are common issues people deal with daily. Single mothers supporting families have a rising tide of support.
You probably seen advertisements like this all the time..."the government could not give away billions of dollars in grants and scholarships". It is not because they don't want to. The reason is that few single mothers apply for them. This reminds me of a popular saying, "people will put a band aid on the pain rather than take action for gain." The pain is living below ones means when it is neither necessary nor desirable.
Free grants for single mothers with families are available. A single female parent, for example can get a school grant easier than the average person seeking academic financial aid.
But you guessed it. It's not going to happen without diligence, perseverance and making grant seeking your personal responsibility. I could list dozens of places that you could apply for grants and financial aid. But I am not going to list them here. You may ask why. Well, it is because unless you make the commitment to search out such programs you won't value the information. The effort you put into searching yourself is proportionate to your desire for success.
I am going to challenge you to motivate yourself. Until you develop your own motivation through applying what you learn, nothing I hand you will have value and nothing happens. I know you have to work. So does everyone else. I know you have family responsibilities. So does everyone else. I know you have only twenty-four hours a day. So does everyone else. My advice is to read biographies of great women who overcame seemingly unreal obstacles. That's your reality check of why I can't accept your excuse.
Take the initiative and make applying for a single mom grant a project. The effort you put into searching out, applying for and following through on the grant process will return many times fold. A free grant for single mother families will create a better life for you. It can give you a slight edge that will make or break your future.
Free grants for single mother families can be found through internet searches, contacting local city halls, contacting the admissions office at your local college or asking the librarian in your local town where you should start. The information you need to apply for such grants is readily available. Become a detective and keep asking questions. Eventually you'll find one, two and more grants you are qualified to receive. Never accept no as the answer. Just when most single mothers are so close, they back off. Don't be a quitter. Ask one more question, research one more resource, click over to one more webpage or make one more trip across town.
Think of it this way...free grants available for single mother families are a positive step for the future for everyone. If one child's home life can be improved, this does volumes for our community because one person DOES make a difference. That especially means you "single mother".






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Tuesday, 15 May 2012

Government Grants and Assistance For Single Mothers With Disabled Children

Government Grants and Assistance For Single Mothers With Disabled Children
Parenting a child with disabilities takes a toll financially and emotionally on any mother. Even if she is married, often times the mother has to stay home with the child and must take on the bulk of the responsibility for the child's care. This can result in depleted finances and a decline in health. Fortunately, a mother residing in Virginia can access the resources available through state and federal agencies to ensure her child is given the best chance in life.
Care Connection for Children
Kids with special needs often require numerous specialists to manage their care. Care Connection for Children (CCC) is a statewide network funded by the Children with Special HealthCare Needs (CSHCN) organization. Eligibility includes children from birth to 21 years of age with a physical need or disability expected to last 12 months or longer. Other eligibility requirements include a limitation in function in which the disabled child is required to take medication, or eat special diets and use assistance technology.
Financial Assistance through CCC
Financial assistance is available for mothers residing in Virginia who are uninsured or under-insured and have a gross family income at or below 300% of the Federal Poverty Level. The funds can be used to assist with medications, testing, therapies and other health related needs such as hospitalizations. Useful information regarding further eligibility, services and location of counties and cities served by CCC can be found on the Virginia Department of Health website.
Loans
The New Well Fund offers a low-interest loan. Any caregiver of a disabled child is eligible. The loan was created to acquire assistance technology such as wheel chairs, electric scooters, hearing aids, communicative devices, and computers with special software. Current credit history and debt to income ratio are reviewed. Special circumstances such as debt or poor credit or no credit due to a child's disability is considered. Virginian mothers can borrow $30,000 or more. Amounts totaling $22,500 or less have a low-interest rate of 5 percent with a five year term. Further information about applying can be found on the NewWell Fund website.
Support Groups
Support groups help mothers feel that they are not alone in their struggles. A variety of national chapters such as Children and Adults with Attention Deficit/Hyperactivity Disorder and Autism Society of America have nonprofit chapters located in Virginia. The Autism Society of Tidewater is a grassroots organization with the mission of helping to improve the lives of those on the autism spectrum. All of these and other nonprofit organizations have information about support groups and often online forums as well.






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Monday, 14 May 2012

Scholarships and Grants For Single Hispanic Mothers-Free Government Grants

Scholarships and Grants For Single Hispanic Mothers-Free Government Grants
Being a single parent and going to school is challenging, especially financially. There are grants and scholarships available to single mothers, but also some aimed specifically at single Hispanic mothers. The government gives some of the grants to help single mothers get an education, but there are private scholarships available as well.
Pell Grant
The Pell Grant is given by the government in cases of financial need to help with college expenses. Grants, unlike loans, do not have to be paid back. The first step to receiving a Pell Grant is filling out the FAFSA. The Free Application for Federal Student Aid, or FAFSA, is a form detailing a person's financial information, so the government can determine need. Single mothers often qualify for more money because of their need. Pell Grants can be from $400 to $5,350.
State Funds
Certain states may offer grants to single mothers who want to begin or continue their education. For these grants, mother will have to fill out the FAFSA as well (filling it out once a year will be sufficient. It does not need to be filled out more than once a year). A parent will need to be able to show that there is a financial need, the parent is a resident of the state, and that the parent has custody of the child. The amount of money a parent receives will be determined on the amount of need that is determined by the FAFSA.
Hispanic College Fund
The Hispanic College fund gives away scholarships every year to people of Hispanic heritage who demonstrate a desire to succeed academically. There are many organizations affiliated with this fund who will give scholarships to Hispanic single mothers. Applying for these scholarships is the first step in receiving them. The deadlines for these vary, so the best thing to do is apply as soon as possible. The Hispanic College Fund also requires a letter of recommendation---important to keep in mind when organizing around deadlines.
Soroptimist
The organization Soropotmist is an organization that is community focused, particularly on women and their relation to community. They help women get an education and achieve their professional goals. There are different scholarships available from this group; however, a woman must become a member first.
Sallie Mae Fund
For Hispanic students who are the first in their family to pursue a college career, The Sallie Mae Fund has scholarships of $500-$5,000 available. Applicants must demonstrate financial need and must also have a 3.0 - 4.0 GPA. They also must be U.S. citizens and plan on enrolling at a college in the U.S. full time.
Toyota Scholarship Program
The Hispanic Scholarship Fund has partnered with Toyota to provide scholarships to people in the Hispanic community. This scholarship applies only to people of Hispanic origin who reside in the greater Los Angeles area; Houston, TX; San Antonio, TX; New York City, NY; Miami, FL; Atlanta, GA; and Chicago, IL. Applicants must be U.S. residents with 3.0- 4.0 GPAs and intend to attend a 4- year college full time.
Hispanic Scholarship Fund
The Hispanic Scholarship Fund has partnered with many other companies and organizations to offer scholarships to people in the Hispanic Community. There is a database of scholarships available and their deadlines so it is easy to see what is still available and what deadlines have passed. Applying on the website will automatically bring up a list of what opportunities match up to each person.





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Sunday, 13 May 2012

Free Government Assistance For Single Mothers in Georgia

Free Government Assistance For Single Mothers in Georgia
There is more help for the low income single mother today than there has ever been. Much of this help is in the area of advanced education. Many individuals and agencies are beginning to realize that if a low income single mother can obtain more education, the likelihood increase that that mother will find a job that can pay help bills and also help increase the health and welfare of her children. Women who obtain more education are more likely to have children who stay off the streets. These children also stay in school and obtain more education. In other words, help for low income single mother to obtain a better education is one of the better ways to break the cycle of poverty.
Many colleges and universities throughout the county have a variety of financial aid packages. Some of these packages are general and any student with a financial need can apply. The financial need is verified by the school, but most students are eligible for help. Other financial help is available for specific kinds of students. In some cases, the aid is available for students entering a particular field of study. In some cases, the help is specifically designed as help for low income single mother. If a single mother is interested in entering a field that has other financial aid available, she may be able to increase the amount of aid she receives. Anyone interested in this possibility should investigate the local schools to find what programs are available.
Many single mothers should investigate any clubs and organizations that might be of interest to her. For example, some ethnic groups might have money available for help for low income single mother that are members of that ethnicity. Many times, the single mother will need to complete an application and write an essay explaining why she qualifies and needs the money. There are people to help single mothers write these essays, though many of the best essays are written by the mothers themselves.
Many professional organizations have for the low income single mother if the woman has some documented connection with that profession. Perhaps the father of her children was a member of that profession. If so, she might qualify for assistance.
Many women become disappointed because most organizations do not provide large sums of money. Women need to remember that many organizations would rather give some money to several needy women that to just one. These organizations frequently do not mind if the woman finds other help as well. If a woman continues her search and keeps asking questions, a single mother can find that several small organizations can help her find all the financial assistance she needs to learn skills to give her a better life for herself and her children.







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Saturday, 12 May 2012

Free Cash Grants to Pay Off Debt-Free Government Money For Mothers

Free Cash Grants to Pay Off Debt-Free Government Money For Mothers
Did you know that the government has made billions of dollars available in cash grants to help you get out of debt? If you are at least 18 years old and a US citizen, you can apply to receive free money that you never have to pay back.
The government is desperately trying to preserve the economy, and we are facing a national debt crisis. When there is too much debt, it is not only troublesome for the individual, but the economy as a whole hurts. It's a major problem and the government must act fast in order to prevent further economic catastrophe.
With the debt grants, individuals can get money from the government to pay off their credit cards, get assistance with their mortgage, and single mothers can even receive money for daycare costs. The money is available, but you have to ask for it.
That's the problem with most Americans who need the help. Since the government does not advertise these programs, most people do not know that these funds exist. If they do, they simply don't know where to go to receive.
Unfortunately, that leaves those who do know about these programs at a great advantage. The government is mandated to give this money away, and there is no limit on the number of grants you can apply for and receive. That means there is an opportunity to obtain grant check after grant check.
There is no credit check, no down payment money needed, and they will not ask for collateral. It's as simple as submitting a grant request. Once approved you'll be awarded the cash grant that you never have to repay.










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Grants For Single Moms to Help Pay the Bills-Free Government Money

Grants For Single Moms to Help Pay the Bills-Free Government Money
So many people today are in debt. Some people say the average person in the US has about $8000 on average of credit debt. How do we get out of debt? Perhaps that is the one reason you are reading this article right now, you want to get out of debt. Or you need to find a way to pay for a better education in order to be able to live the life less troubled by debt.
If you are a single mom and you're wondering how you're going to be able to raise your kids on your own while suffering financially, you may find it encouraging to know that there is free money that you can access from the government. Many times you read information online or people claim you can get free grant money. Money you will never have to pay back. Is this true?
Yes, it is true. However, it does require action on your part. The first step is learning more about the type of money that is out there and available for you to use. There are in fact programs and yes grants that have been ear marked specifically for single mothers. But do not despair if you are not a single mom. There is money for everyone in financial need.
But obtaining these grants or finding the programs that will provide you with the funds to go back to school, finance a career, and help you take care of your family as a single parent, are not always easy to find.
The fact is even though the government sets aside millions of dollars by means of grants and programs for people to access and use for various reasons, they don't really want you to find it too easy to obtain. So requires a little digging.
So you find yourself in need of some financial aid in exchange for giving you some free money, you're going to need to invest a little bit of your time. Which at this point is obvious you're willing to do since you found yourself here.
What type of grants are available? There were all kinds of grants available. Federal, state, county, and city grants are available. There are even private funds and community groups that are willing to help you if you are a nonprofit organization. If you are a minority and especially if you're a woman you can qualify for a wide variety of grants.








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Thursday, 10 May 2012

How to Get Financial Help For Single Mothers-Government Help For Mothers

How to Get Financial Help For Single Mothers-Government Help For Mothers
If you're a single mom, you're probably aware of how difficult it can be to take care of children all by yourself. Even with child support, it can be extremely hard to be able to afford all of the things children need. Fortunately, there are a number of welfare programs and government grants for single moms to help mothers take care of their children. They provide food coupons, cash benefits and loan grants. Programs like TANF (Temporary Assistance for Single Moms) and WIC (Women, Infants and Children) exist to assist single mothers in feeding, clothing and housing their children.
Research online to find out what different programs, benefits and grants are available for single mothers. The government is not always fully open about what programs they offer, since they don't want people to take advantage of them. Therefore, it's important to educate yourself on what benefits are available to you as a single mom.
See if you are eligible for the programs you find. You will not be able to get federal benefits just because you are a single mom. Usually there are many requirements needed to be able to get financial help for single mothers. Financial aid is most often given to mothers whose income is below the poverty level or who have disabled children.
Find out where the Human Services office is located in your area. Contact them to set up an appointment to discuss financial help for single mothers. They will inform you of any information you may need to bring with you.
When you arrive to your appointment, be completely honest with the counselor about your situation; do not try to lie about how many children you have, how old they are, or how much money you make. If you receive federal benefits under false pretenses, you can be fined or even imprisoned. Discuss any programs you are eligible for with your counselor.










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Government Assistance For Low Income Single Mothers

Government Assistance For Low Income Single Mothers
Between diapering, chauffeuring and putting meals together, you may feel like you'll never get a moment to find the financial help you need. Not only is help available to you as a single mother, but it's easier than ever to qualify and apply. You can apply for some programs online, and once you qualify for certain types of assistance, your application for other types may be sent automatically.
Visit the Social Security Administration website to apply for federal assistance, if you're disabled. If a permanent disability makes it difficult or impossible for you to work, you may qualify for both Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI). Begin your application for SSDI by clicking the "Disability" tab and click "Apply for Disability." To apply for SSI, visit your local Social Security Office.
Call or visit your local Social Security Administration (SSA) office to apply for Medicaid, the government's health insurance program for low-income people. Visit the Social Security Office Locator web page on the SSA website to find your local office. Often, if you qualify for Medicaid, the government will automatically submit applications for you for other income-related benefits.
Apply for nutritional assistance through Women, Infants and Children (WIC). WIC provides food and referrals to other welfare services for low-income pregnant women, breast-feeding women (up to your infant's first year) and children under 5 years old. Find the phone number for your state's WIC agency on the WIC toll-free phone numbers web page of the Food and Nutrition Services website.
Fill out the questionnaire on Benefits.gov to find any other government benefits for which you might qualify. You may also qualify for inexpensive child care, education and student loans, disaster relief or other forms of aid relevant to your specific situation. The questionnaire will ask personal questions about your work, income, living situation, education and health. Your results won't be stored on the website, so write them down elsewhere to apply for them later.











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