Grants for Single Mothers to Pay Bills:-

Eligibility Criteria for Grants. If you are divorced or your child's father is deceased or seriously injured, disabled or handicapped, you may face the challenge of materially and financially supporting yourself and your children. To be eligible for government grants, college grans, scholarships, single mothers need to be residents of the state they reside in. In case you are a foreign national, you should have been residing in the US for three years prior to the application for seeking a grant. Apply Today!!
In the US, government grants for single mothers are a rescue for those mothers who are in a deep financial crisis. Mostly, they're sponsored by the United States Departments of Public Welfare and are meant for helping single mothers. Single mothers have to manage their education (mostly), their kids schooling, medical and household expenses. This often compels them to take loans and borrow money.

Owing to lots of financial burden, single mothers may end up in debts. It is a lesser known fact that single mothers can use government grants to get debt relief. Since the layman is aware of debt consolidation, debt settlement and other suitable programs, he hardly pays heed to government grants that can help them to get rid of huge debts. Government grants for single mothers to pay bills is possible. Single mothers can use the grant money for paying unpaid medical bills, for business start-ups and paying for higher education money.

In the recent years, credit card firms have made it easier for people to get a credit card. Hundreds of requests for credit cards fill your email in-boxes and tempt you to fill the application forms and get a new credit card. The reality is that with every new credit card, you may develop a bad habit to splurge and you will end up being in more debt. One of the worst things to get stuck with, is unpaid credit card debt. Hence, it's best to restrict your use of credit cards. It's surprising for people to discover that there are free government grants to pay off debt. However, the fact is that there are several government schemes that pay off your debts by imposing some nominal limitations and restrictions.

Single Mother Grants

Grants for single mothers to pay off debt are a possibility today and so there are several grants for single mothers to pay bills. In fact, single mothers can easily apply for such grants to pay off bills by visiting the government grants website. Once you visit the government website and have registered yourself, you will be given a Catalog of Federal Domestic Assistance (CFDA) number. This will help you to keep a track of your application form. You will also be given a funding opportunity number that you can use to check the status of your forms. Government grants for single mothers to pay bills of education, credit cards, medical bills and other types of aids are also possible.

Investing in education is one of the simplest ways by which mothers can get out of financial problems. College grants for single moms are among the most beneficial programs offered for single mothers to complete their education and make it possible to earn a full-time salaried jobs.

In the US, there are also some church run programs, debt relief programs that are in the form of grants for single mothers to pay bills. Some factors that are taken into consideration while providing these grants are that you must be a citizen of US and must belong to a lower income family bracket.

Medical health care, that may range from normal medical treatment to surgeries can often be very expensive and difficult for a single mothers to manage. Grants for medical bills are provided by various programs like RX outreach. Single mothers can contact officials of such programs and know the procedure of applying for such grants.

In case, you are wondering how to apply for free government grants, then you've got to visit the website grantsgov. This dedicated website provides you with all information regarding free governments. Grants for single mothers to pay bills are possible by properly filling the forms available on the government website. Personal grants to pay off debt are analyzed properly by the agency paying you the money. If they see that there is no other way for you to get rid of debts, they help you with the grants. Grants for single mothers to pay bills are possible through million of dollars that go unclaimed every year, owing to lack of awareness among the general population.
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Tuesday, 26 June 2012

How To Find Grants for Single Mothers-Apply For Grants Online

How To Find Grants for Single Mothers-Apply For Grants Online
Finding financial aid for single mothers isn’t easy—you still have to work to locate and apply for private or government grant money. Mary Anne Britton of Parents Without Partners talks about this challenge. She says, "There are opportunities out there, but you have to be tenacious, and you have to be your own advocate.”
Britton, who is vice president of Family and Educational Programming for the international organization, put herself through college while raising two children and working; she has also helped other single parents find private and government grants.
Here's a guide to starting your search for housing, business and college grants for single mothers, from sources including the government, local housing authorities, corporations and colleges. You'll find that many grants for going back to school, starting a business, or those that help with housing costs are based on the applicant’s income, age or other factors. Before you apply for financial assistance, be sure to read all of the instructions and information carefully so you don't end up wasting your time—the most precious resource of all. Apply for housing, business and school grants with these steps.

Grants for Housing Expenses
There has been an increase in homeless families across the country, many of whom are headed by single mothers. Even those who have been able to keep a roof over their heads can find it hard to keep up with housing expenses. Therefore, many single moms are looking for local or government grant money. It can take some digging to find the right sources that offer housing assistance. The good news is, there are several federal programs that can help. The programs usually channel funding through state or local authorities.
These agencies offer various government grants for single mothers and other low-income individuals. The following should provide some solid leads.
Housing Choice Voucher Program. Through public housing agencies around the country, the federal government provides financial aid for single mothers in the form of vouchers that help cover the costs of rent. Options are not limited to subsidized housing, but your income level, rent and chosen apartment must meet certain guidelines in order for you to qualify. (A program called the Veterans Affairs Supportive Housing Program combines this grant money with clinical services.) Find out more from your local public housing agency, which should also be able to explain other options for financial assistance for single mothers.
  • State and Local Agencies. While the federal government has several programs intended to help build or repair low-income housing, the funding is usually distributed to local governments or nonprofits, not to individuals—and often not as financial aid for single mothers. But that money is ultimately intended to help low-income families, so if eligible, these may be another place to look. Programs such as the USDA's Rural Development Housing and Community Facilities, HUD's Home Investment Partnerships, and the Homelessness Prevention and Rapid Re-Housing Program all provide funding this way. To find this type of help for single mothers near you, visit the National Council of State Housing Agencies. Don’t miss out on the government grant money for single mothers.
Grants for College
These are some of the most sought after grants out there. School can be a great way to increase your earning power, but in the short run, if you don’t apply for financial aid, it sure can feel like it's leaving you without a penny. The good news is, whether you're just starting college or heading back after some time away, there are plenty of resources available to help with the costs (which can be overwhelming, to say the least). Education grants can be used to cover not only tuition, but also expenses such as college housing, textbooks and even computers. Availability and restrictions of grants for single moms going back to school vary widely. Don’t forget to look at available private and government grant money.
  • Pell Grants. These need-based federal college grants are disbursed directly to students (some of them single mothers) to cover general college-related expenses up to a certain amount. Pell Grants for single moms and other students change each year. (The current cap is $5,550.) Although Pell Grants are not just for single moms, this is a great way to get the financial assistance that you may need. Like many college grants, you must apply by completing the Free Application for Federal Student Aid (known as the FAFSA). Note: When they say "free" application, they mean it; you can fill this form out directly and should not have to pay anyone to do it for you, unless you so choose. Not all federal grants are free. This is one of the rare free applications that you’ll find out there.
  • Other Federal Grants. The federal government has several other school grants for single moms, most of which require you to be Pell Grant-eligible and fill out the FAFSA (see above). Here is a list of grants. The Supplemental Educational Opportunity Grant is for those with exceptional financial need and offers $100-$4,000. The Academic Competitiveness Grant is for single mothers who completed secondary school after 2005. This grant offers financial aid that can be as much as $750 in the first year or $1,300 in the second. The National Science and Mathematics Access to Retain Talent (SMART) Grant (for third- or fourth-year students) offers up to $4,000. The Teacher Education Assistance for College and Higher Education is great if you’re looking for grants for students who want to prepare for a career in teaching. You can get as much as $4,000 with this option. However, not all financial aid comes free. In this case, it must be repaid unless you teach for four years in a low-income or high-need area. Another option for single mother grants is the Iraq and Afghanistan Service Grant for students under 24 whose parents died in service after September 11, 2001. Although this may not apply to a large population of women, it’s worth mentioning. This money is equal to the Pell Grant maximum, which changes yearly. Single moms aren’t the only people who can qualify for these grants, but it’s a great place to start looking for financial aid. Check the Web for more full descriptions and eligibility information about grants for single mothers to go to college.
  • National and Local Scholarships. Generally merit-based rather than need-based scholarships are similar to grants in that they don't need to be repaid. Many national corporations and associations offer educational scholarships, including Google (They offer grants for single moms going to school for computing and technology development.); AARP (They have financial aid for single mothers over 40.); the Jeanette Rankin Foundation (You can find grants for women over 35.); and the Association for Women in Science. In addition to these, you may also find local or state grants. The federal government also has a searchable database of scholarships that you may want to check out. (Many of these grants are specific to certain colleges.) Be sure to check with local organizations and schools to see if they offer financial help, too. As always, beware of scams; you should never have to pay money to win money. The free grants are probably your best bet.
  • Your Company. If you work and are going back to school, check with your employer to see if they have any grants for single mothers. An estimated 60 percent of U.S. companies offer tuition assistance as an employee benefit. The IRS currently allows companies to provide up to $5,250 a year per employee (though not all are so generous), so your employer may be able to help you out. There are organizations that help single mothers in South Carolina, Michigan, Oklahoma and most other states. As previously mentioned, not all grants are free. Be aware that many education grants usually come with strings attached: Your academic performance will often set the bar for how much money you get. Some companies ask you to pay the costs and then reimburse you later. Other companies have a requirement that you work for them for a certain length of time after you've completed your education before they’ll agree to offer you money for college. If those requirements work for you though, you may be able to take advantage of the company’s grants for college.
  • Your College. Colleges often have grants and other financial help for single mothers. These are available for accepted students, and some are even specific to single mothers. The money can help with the costs of textbooks, computers, tuition, housing and more. Be sure to check with the financial aid office of schools you are interested in attending to find out what grants are available. If you only need help with a portion of your schooling, such as computers, the financial aid office should be able to help you learn how to find grants for school technology things as well. "There are grants all over, but you have to ask," says Britton of Parents Without Partners. "It's not like they offer it up.” So when looking for loans, grants, or scholarships for moms, don’t forget to check out the school you’re attending as well.

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