Grants for Single Mothers to Pay Bills:-

Eligibility Criteria for Grants. If you are divorced or your child's father is deceased or seriously injured, disabled or handicapped, you may face the challenge of materially and financially supporting yourself and your children. To be eligible for government grants, college grans, scholarships, single mothers need to be residents of the state they reside in. In case you are a foreign national, you should have been residing in the US for three years prior to the application for seeking a grant. Apply Today!!
In the US, government grants for single mothers are a rescue for those mothers who are in a deep financial crisis. Mostly, they're sponsored by the United States Departments of Public Welfare and are meant for helping single mothers. Single mothers have to manage their education (mostly), their kids schooling, medical and household expenses. This often compels them to take loans and borrow money.

Owing to lots of financial burden, single mothers may end up in debts. It is a lesser known fact that single mothers can use government grants to get debt relief. Since the layman is aware of debt consolidation, debt settlement and other suitable programs, he hardly pays heed to government grants that can help them to get rid of huge debts. Government grants for single mothers to pay bills is possible. Single mothers can use the grant money for paying unpaid medical bills, for business start-ups and paying for higher education money.

In the recent years, credit card firms have made it easier for people to get a credit card. Hundreds of requests for credit cards fill your email in-boxes and tempt you to fill the application forms and get a new credit card. The reality is that with every new credit card, you may develop a bad habit to splurge and you will end up being in more debt. One of the worst things to get stuck with, is unpaid credit card debt. Hence, it's best to restrict your use of credit cards. It's surprising for people to discover that there are free government grants to pay off debt. However, the fact is that there are several government schemes that pay off your debts by imposing some nominal limitations and restrictions.

Single Mother Grants

Grants for single mothers to pay off debt are a possibility today and so there are several grants for single mothers to pay bills. In fact, single mothers can easily apply for such grants to pay off bills by visiting the government grants website. Once you visit the government website and have registered yourself, you will be given a Catalog of Federal Domestic Assistance (CFDA) number. This will help you to keep a track of your application form. You will also be given a funding opportunity number that you can use to check the status of your forms. Government grants for single mothers to pay bills of education, credit cards, medical bills and other types of aids are also possible.

Investing in education is one of the simplest ways by which mothers can get out of financial problems. College grants for single moms are among the most beneficial programs offered for single mothers to complete their education and make it possible to earn a full-time salaried jobs.

In the US, there are also some church run programs, debt relief programs that are in the form of grants for single mothers to pay bills. Some factors that are taken into consideration while providing these grants are that you must be a citizen of US and must belong to a lower income family bracket.

Medical health care, that may range from normal medical treatment to surgeries can often be very expensive and difficult for a single mothers to manage. Grants for medical bills are provided by various programs like RX outreach. Single mothers can contact officials of such programs and know the procedure of applying for such grants.

In case, you are wondering how to apply for free government grants, then you've got to visit the website grantsgov. This dedicated website provides you with all information regarding free governments. Grants for single mothers to pay bills are possible by properly filling the forms available on the government website. Personal grants to pay off debt are analyzed properly by the agency paying you the money. If they see that there is no other way for you to get rid of debts, they help you with the grants. Grants for single mothers to pay bills are possible through million of dollars that go unclaimed every year, owing to lack of awareness among the general population.
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Tuesday, 1 May 2012

Government Aid For Single Mothers In Need Of Rental Assistance

Government Aid For Single Mothers In Need Of Rental Assistance

If you’re looking for a place to live, there is government aid for single mothers available to help you. You may feel a little embarrassed at the thought of having to seek help from the government. Maybe you’ve never had to do so before. Well you shouldn’t feel bad about it all. That’s why these programs exist. To help you out when life throws you a curve ball.

Now, let’s take a look at your options regarding rental assistance.

The U.S. Department of Housing & Urban Development (HUD) is not just focused on people buying and selling homes. Although the strength or weakness of the housing market is a major indicator of the health of the economy. HUD is also very involved in the millions of Americans who rent instead of buy. They are just as important as home owners.

HUD has developed three programs to assist everyone including those seeking government aid for single mothers in desperate need of finding safe, well maintained housing.

Subsidized Housing Owned By Regular Homeowners
HUD can offer you apartments and single family homes to rent for much less than you would on the open market. You must have a low income and meet the HUD eligibility requirements. More on that later. The way the program works, is HUD partners with apartments and home owners interested in renting their properties to low income tenants. Once the property owners are accepted into the program and their properties pass inspection. They can begin renting.

When you find a HUD authorized property for rent you will have fill out an application. If approved by the owner, you will pay a portion of the rent. HUD will pay the remaining balance each month as part of its government aid for single mothers. So depending on your income, you could end up paying a very small amount. You will be responsible however to pay any utilities and other household expenses on your own.

The income limits for all HUD rental assistance programs are based on the average income range based on where you live. In each case your income has to fall within a predetermined percentage level of incomes considered low, very low and extremely low incomes.

Low Income Public Housing
Depending on where you live, the government aid for single mothers for this kind of housing may be less than desirable. It’s no secret that in both major metropolitan cities and in smaller cities as well. Large public housing has not performed well. Often plagued with violence, many single mothers opt for other alternative housing if available. In other cases, this may be the only choice available.

Section 8
This rental assistance program is possibly the most common and popular choice among many families. It is officially called the Housing Choice Voucher Program. Unlike public housing you have better options when it comes to where you live.

This government aid for single mothers allows you to find your own housing. You then use vouchers provided by HUD to pay all or only a portion of your rent. You are not limited to pubic housing. This is makes this choice extremely more desirable, as it gives you more flexibility. A chance to avoid crime ridden areas and better school systems for your children are a top priority for single moms.

The sheer number of applicants and the waiting lists for vouchers attests to the popularity of this rental assistance option.

To be eligible for this government aid for single mothers you must meet the income criteria. Your Public Housing Authority will assess your eligibility based on your total household gross income and the number of members residing with you. Your income cannot be more than 50% of the average income for your local city or county. So for example, if the average local income in your area is $60,000. Your income cannot exceed 50% or in this example $30,000 per year.

Now here’s where things get frustrating. There is a law that requires your local Public Housing Authority to award 75% of all available vouchers to all applicants who incomes are 30% or less than the average income. So using our same example, if the average income is $60,000 than 75% of the Section 8 vouchers will be automatically given to individuals whose income is $18,000 or less per year.

Can Government Aid For Single Mothers On Waiting Lists Be Changed At Any Time?
The answer depends on several factors, but generally yes it can. If the PHA decides one person is in greater need than someone else on the list. They can assign one person housing right away. Even if someone else has been waiting for months. The elderly, homeless individuals, those suffering from major illness and single mothers with children are considered priorities.

How To Apply
Call your local PHA and ask what the proper procedure is to apply for government aid for single mothers looking for rental assistance. Your current financial situation will dictate which of the HUD programs you are most eligible for. In any case you will be asked to submit the following documentation.

• Income verification ie.. pay stubs, social security, disability, previous tax return
• List of assets
• The total number of members in your household

The PHA will then take the information you submit and take steps to verify everything you’ve submitted. They may contact your current employer. Check with your credit union if applicable or bank. If you receive other government aid for single mothers, they will contact them as well to make sure all of your financial information checks out.

If you’re approved for rental assistance you will notified and most likely unless your situation is dire. You will be placed on a waiting list. If there is one major drawback to applying for Section 8 housing, it is the waiting list.

It is not unusual to wait several months even years before something becomes available. Unfortunately, there is nothing HUD can do to change that situation since it relies on the participation of private homeowners to supply available housing. There are simply more people in need of housing assistance than there are homes to place them.

It’s Not Perfect
The HUD government aid for single mothers and others in need of a home, although not perfect works. If you or your children have a health problem or some other circumstance where you are in great need for housing right away. Be sure to stress this point with the representative at the PHA. They will make a note on your file and if they deem your situation should be a priority. You may end up with housing right away.

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