Grants for Single Mothers to Pay Bills:-

Eligibility Criteria for Grants. If you are divorced or your child's father is deceased or seriously injured, disabled or handicapped, you may face the challenge of materially and financially supporting yourself and your children. To be eligible for government grants, college grans, scholarships, single mothers need to be residents of the state they reside in. In case you are a foreign national, you should have been residing in the US for three years prior to the application for seeking a grant. Apply Today!!
In the US, government grants for single mothers are a rescue for those mothers who are in a deep financial crisis. Mostly, they're sponsored by the United States Departments of Public Welfare and are meant for helping single mothers. Single mothers have to manage their education (mostly), their kids schooling, medical and household expenses. This often compels them to take loans and borrow money.

Owing to lots of financial burden, single mothers may end up in debts. It is a lesser known fact that single mothers can use government grants to get debt relief. Since the layman is aware of debt consolidation, debt settlement and other suitable programs, he hardly pays heed to government grants that can help them to get rid of huge debts. Government grants for single mothers to pay bills is possible. Single mothers can use the grant money for paying unpaid medical bills, for business start-ups and paying for higher education money.

In the recent years, credit card firms have made it easier for people to get a credit card. Hundreds of requests for credit cards fill your email in-boxes and tempt you to fill the application forms and get a new credit card. The reality is that with every new credit card, you may develop a bad habit to splurge and you will end up being in more debt. One of the worst things to get stuck with, is unpaid credit card debt. Hence, it's best to restrict your use of credit cards. It's surprising for people to discover that there are free government grants to pay off debt. However, the fact is that there are several government schemes that pay off your debts by imposing some nominal limitations and restrictions.

Single Mother Grants

Grants for single mothers to pay off debt are a possibility today and so there are several grants for single mothers to pay bills. In fact, single mothers can easily apply for such grants to pay off bills by visiting the government grants website. Once you visit the government website and have registered yourself, you will be given a Catalog of Federal Domestic Assistance (CFDA) number. This will help you to keep a track of your application form. You will also be given a funding opportunity number that you can use to check the status of your forms. Government grants for single mothers to pay bills of education, credit cards, medical bills and other types of aids are also possible.

Investing in education is one of the simplest ways by which mothers can get out of financial problems. College grants for single moms are among the most beneficial programs offered for single mothers to complete their education and make it possible to earn a full-time salaried jobs.

In the US, there are also some church run programs, debt relief programs that are in the form of grants for single mothers to pay bills. Some factors that are taken into consideration while providing these grants are that you must be a citizen of US and must belong to a lower income family bracket.

Medical health care, that may range from normal medical treatment to surgeries can often be very expensive and difficult for a single mothers to manage. Grants for medical bills are provided by various programs like RX outreach. Single mothers can contact officials of such programs and know the procedure of applying for such grants.

In case, you are wondering how to apply for free government grants, then you've got to visit the website grantsgov. This dedicated website provides you with all information regarding free governments. Grants for single mothers to pay bills are possible by properly filling the forms available on the government website. Personal grants to pay off debt are analyzed properly by the agency paying you the money. If they see that there is no other way for you to get rid of debts, they help you with the grants. Grants for single mothers to pay bills are possible through million of dollars that go unclaimed every year, owing to lack of awareness among the general population.
Source : buzzle.com/articles/grants-for-single-mothers-to-pay-bills.html

Sunday, 6 May 2012

Government Grants for Single Mothers to Buy a House-Home Grants

Government Grants for Single Mothers to Buy a House-Home Grants
In the lives of every single mother, pressure and stress regarding finances is not a surprise anymore. Knowing they are only the one providing all the needs of the family can make them feel helpless during their day. This continues to add up while rising their kids are on the line for expenses are rising but they are only earning a low income. The only thing they can do is to endure and accept this kind of situation and patiently find ways to overcome their daily challenges. And one of the duties a single mom needs to do is to have roof over their kids. A home to be secure, go to after school and rest after the day is done. This is the reason finding the grants for single mothers to buy a house is a necessary task for them.
Choosing the right kind of home for your family that will fit your lifestyle and preferences where to live should be considered. The goal of a single mom is to search for an affordable, safe and durable new home for her family. Where ever you choose, near downtown or the suburb part, the most significant thing must be a safe and secure neighborhood. One of the steps before buying a home, it should be inspected by a authorize inspector to make sure of its foundation and parts of the house are in good condition.
The Federal Housing Association or FHA loans can permit the single moms to buy homes which only have 3.5 percent of down payment and to get 96.5 percent mortgage loan. The financial institutions like the bank or credit union and the other insured institution by the Federal Housing Association, the loan commonly are issued by them. There are some advantages when you file a loan for them: You can get the lower down payments, lower closing cost and easy credit approval.
If you are buying a house for the first time, this procedure don't need you to have a credit score to be able to be approved on the mortgage for the single mother, and will not require you to provide rental history. You can get more information on their website.
There are other charitable organizations like the AmeriDream Inc. which concentrate to help those qualified low to moderate single mother earners. This organization will help them buy home at the affordable prices so they can improve their lives and raise their family in decent place. This grant for single mothers to buy a house is about giving the single mother a fund provide them the required down payment. This down payment is not to be paid or it is free money for them.
They also offer other services like the Home Retention Program which allow individuals who are really having a hard time in their life because of losing a job, divorce or some kind of serious illness in their home. On kind of situation, they will be help to retain to their homes by giving them foreclosure prevention counseling.










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